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Journal · True story · 3 min read

Most of Buffett's fortune came after 65

He bought his first shares at eleven. The reason he is so rich has less to do with skill than you think.

31 October 2026

Warren Buffett bought his first shares at the age of eleven. Today he is one of the richest people in the world. The surprising part: the vast majority of his fortune was made after his 65th birthday.

Why so late?

Because compound growth is slow at first and fast later. In the early decades his money grew on a small base. Later, the same percentage growth was applied to an enormous amount. The curve bends upwards only after a long time.

The most important factor is not how clever you are, but how long you stay invested.

What that means for you

You do not need Buffett's skill. You need his patience. Starting ten years earlier often matters more than investing twice as much later. And not stopping matters most of all.

Part III of the guide shows what time does to money, with tables for €100, €300 and €500 a month.
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